A grey residential air-conditioning condenser unit mounted on a concrete pad beside a house, photographed at sunset.

Heat pump vs Furnace in Union County, South Dakota

When a heat pump makes sense

A heat pump makes sense if you want cooling as well as heat from one system, or if you don't have natural gas run to your house. Look for a cold-climate model. A standard heat pump loses heating power as the temperature drops, and your winter nights here average 13°F. Expect to pay more to run it than a gas furnace at South Dakota's gas and electric prices.

When a furnace makes sense

A furnace is the right call if you already have a gas line to your house, which most homes here do. It costs at least 35% less to run than a heat pump at local prices, and it doesn't lose output on your coldest nights. It won't cool your house in summer, so you would still need a separate air conditioner for that.

When a heat pump makes sense

A heat pump makes sense if you want cooling as well as heat from one system, or if you don't have natural gas run to your house. Look for a cold-climate model. A standard heat pump loses heating power as the temperature drops, and your winter nights here average 13°F. Expect to pay more to run it than a gas furnace at South Dakota's gas and electric prices.

When a furnace makes sense

A furnace is the right call if you already have a gas line to your house, which most homes here do. It costs at least 35% less to run than a heat pump at local prices, and it doesn't lose output on your coldest nights. It won't cool your house in summer, so you would still need a separate air conditioner for that.

An outdoor HVAC condenser unit on a concrete pad in front of a two-story suburban house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished concrete basement containing a metal HVAC air handler, exposed wooden ceiling joists with sheet-metal ducts, a hanging bare bulb, copper pipes, and stacked cardboard boxes.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Union County.

Winter nights here average 13°F, cold enough to strain a heat pump, and gas heat runs at least 35% cheaper.

At least 35% lessto heat with natural gas than with a heat pump, at South Dakota prices
13°Faverage winter low
51%of homes here heat with gas

If your home has no gas line to it, a cold-climate heat pump will still get you through a Union County winter and cool the house come summer.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 35% less to run
What it doesHeats and coolsHeats only
Homes in the Plains states that heat with one5.4%77.6%
Handles a 13°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling as well as heat from one system, or if you don't have natural gas run to your house. Look for a cold-climate model. A standard heat pump loses heating power as the temperature drops, and your winter nights here average 13°F. Expect to pay more to run it than a gas furnace at South Dakota's gas and electric prices.

When a furnace makes sense

A furnace is the right call if you already have a gas line to your house, which most homes here do. It costs at least 35% less to run than a heat pump at local prices, and it doesn't lose output on your coldest nights. It won't cool your house in summer, so you would still need a separate air conditioner for that.

A Union County contractor will price both against your own house, your ductwork and your panel.

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